*Remark: The actual loan amount, interest rate and other conditions are subject to the loan documents accepted and signed by the client. Hong Kong Finance Company Limited reserves the right to make the final decision in case of disputes.
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Jason, who is engaged in the online sale of drones, has the main source of customers for its products in Europe and the United States. The recent epidemic accident has increased the desire for online shopping, and its business should have increased instead. However, it was unfortunately unable to ship smoothly due to the restrictions of logistics, which caused difficulties in operating fund. Many financial institutions also refused to grant loan for SME in doing online businesses. Fortunately, Hong Kong Finance’s approval process is more flexible, understanding each customer's needs in depth, and ultimately helping Jason to resolve temporary funding difficulties.
Since the consumer market had been declined recently, Mr. Lee’s business in camera industry had also been affected. As some vendors wanted to sell a batch of new camera lens at a lower price, Mr. Lee planned to take this opportunity. He finally chose a SME loan from Hong Kong Finance for granting a huge amount of loan. Due to the financial stability of his business, Mr. Lee was quickly approved for the required amount and purchased new lens at a low price.
Jason, who is engaged in the online sale of drones, has the main source of customers for its products in Europe and the United States. The recent epidemic accident has increased the desire for online shopping, and its business should have increased instead. However, it was unfortunately unable to ship smoothly due to the restrictions of logistics, which caused difficulties in operating fund. Many financial institutions also refused to grant loan for SME in doing online businesses. Fortunately, Hong Kong Finance’s approval process is more flexible, understanding each customer's needs in depth, and ultimately helping Jason to resolve temporary funding difficulties.
Since the consumer market had been declined recently, Mr. Lee’s business in camera industry had also been affected. As some vendors wanted to sell a batch of new camera lens at a lower price, Mr. Lee planned to take this opportunity. He finally chose a SME loan from Hong Kong Finance for granting a huge amount of loan. Due to the financial stability of his business, Mr. Lee was quickly approved for the required amount and purchased new lens at a low price.
Application for Hong Kong Finance’s Loans for SMEs does not require company financial reports. We will process each application according to the applicant's overall condition.
Targeting SME owners who often experience troubles in capital turnover, we specially offer the Principal Repayment Holiday Scheme where clients have an option to repay only monthly interest to reduce monthly repayment expenses.
Loans for SMEs have no minimum loan period. Interest is calculated based on the actual number of days when loans are disbursed. There is no penalty for early repayment.
Loans for SMEs are not limited to business types or the length of business operation. Applications can be made as long as there is funding demand for the business.
Hong Kong Finance is a law-abiding and formal listed company operated with openness and transparency. For the whole loan period, only loan interests will be collected, without handling, consultation and other miscellaneous fees.
The specific time for each application varies. Generally, initial approval result can be obtained within two working days after all required information is collected.
There is no loan amount ceiling. It depends on the conditions of each applicant.
Applicants aged 18 or above can apply. No limit.
Application for Hong Kong Finance’s Loans for SMEs does not require company financial reports. We will process each application according to the applicant's overall condition.
The specific time for each application varies. Generally, initial approval result can be obtained within two working days after all required information is collected.
Hong Kong Finance is a law-abiding and formal listed company operated with openness and transparency. For the whole loan period, only loan interests will be collected, without handling, consultation and other miscellaneous fees.
Targeting SME owners who often experience troubles in capital turnover, we specially offer the Principal Repayment Holiday Scheme where clients have an option to repay only monthly interest to reduce monthly repayment expenses.
Loans for SMEs have no minimum loan period. Interest is calculated based on the actual number of days when loans are disbursed. There is no penalty for early repayment.
There is no loan amount ceiling. It depends on the conditions of each applicant.
Loans for SMEs are not limited to business types or the length of business operation. Applications can be made as long as there is funding demand for the business.
Applicants aged 18 or above can apply. No limit.
Related personal loan services are provided by EasyLend Finance Company Limited, a partner of Hong Kong Finance, and only accept online applications.